Credit Cards

How it works

A credit card payment is executed in two steps: reservation (or authentication) and charge (or capture, settlement).

First, the payment details of your customers get verified and the transaction gets approved. Now the funds are reserved and ready for you to collect.

Once the order has shipped, you can charge the funds from within your Nets Easy account (separate capture). That helps avoid refunds and chargebacks.

Events

Nets Easy credit card payments support features such as subscriptions (or recurring payments), refunds (full and partial) and charges (full and partial). As long as you have not charged the funds, you can also cancel payments.

Please find the detailed descriptions of these and other events (update order, terminate payment, cancel pending refund) in our API reference.

Security

Nets Easy Credit Card transactions are 3-D Secure protected. All Nets Easy payments are processed according to the European Revised Payment Services Directive (PSD2). Please note that while customers from within the EU are subject to these enhanced European regulations, non-EU citizens are not in scope of this directive.

Testing

You can test the Credit Card payment flows in the Nets test environment.