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    Payment methods

    This article describes the various payment methods supported by Nets Easy.

    Overview

    Nets Easy supports the following payment methods:

    • Card, both Visa and Mastercard are supported
    • Invoice offers your customer to pay within 30 days
    • Installments splits a purchase into multiple payments
    • Digital wallets such as Swish (Sweden), Vipps (Norway), and MobilePay (Denmark)

    Please note, that certain payment methods such as Swish, Vipps, RatePay must be enabled in the configurations of your Nets Easy Account. Which of these appear on your payment window for your customers to choose from, migth depend on your country and currency settings.

    Card

    Easy Checkout supports Visa and Mastercard payments. A card payment is handled in two stages: reservation and charge.

    The reservation is made at the end of a successful checkout flow. We recommend that you charge a card payment when shipping the goods.

    Note

    The payment reservation is valid up to 30 days, you must charge the payment within this time frame.

    To secure card payments, Easy always requires 3-D Secure on all european issued cards.

    Invoice

    Easy Checkout offers your customers to use invoice payments using arvato AfterPay. An invoice payment is completed in two steps: reservation and charge.

    The reservation period for an invoice payment is 30 days, in order to receive funds for the payment you must make the charge within this period. You can attempt charging the payment after 30 days, however there is no guarantee that the charge will be accepted at this point.

    Digital wallets

    Vipps is based on card transactions, please read the information about Card payments above.

    Since the MobilePay, Swish and Vipps payments are handled in an app, consumer shopping on a mobile device may not return to your webshop and Easy Checkout after confirming the payment in the app. To ensure the correct update of the payment status from Easy Checkout, we recommend that you use webhooks.

    Use the webhook called payment.checkout.completed, which is documented under the Webhooks section. By using this webhook, you will receive a notification from Easy Checkout once the checkout process has been completed.

    Country and currency

    In addition to which payment methods you have enabled in your Nets Easy account configurations, the country and currency settings can determine which of these payment methods are available for your customers.

    While cards (Visa, Mastercard, Maestro, Amex) and PayPal are supported globally (all countries and currencies), other payment methods (Vipps, Swish, MobilePay, others) are supported only for specific countries.

    Therefore both, the checkout objects countryCode property and the order objects currency parameter determine, which of the payment methods that are enabled in your Nets Easy account are going to be displayed on your webshops payment selection page (Payment Window).

    Use the countryCode parameter to optimize your checkout flow

    With the countryCode property set, your customers benefit from an optimized checkout experience:

    • only the country specific payment methods are displayed
    • certain form fields can be prefilled according to country formats
    • country specific terms and conditions

    Currency property

    The order object's currency property of the Create payment methods is always required.

    CountryCode property

    The checkout objects request body of the Create payment method contains the countryCode property.

    The countryCode parameter is optional. The default value is null. If a value is set (for example NOR), then only payment methods that support both, the country and the currency will be displayed on the payment selection page.

         

    Currency - Payment method relation per country

       

    Norway

    Payment MethodNOKSEKDKKEUR
    AfterPay
    Vipps

       

    Sweden

    Payment MethodNOKSEKDKKEUR
    AfterPay
    Swish

       

    Denmark

    Payment MethodNOKSEKDKKEUR
    AfterPay
    Dankort
    MobilePay

       

    Germany

    Payment MethodNOKSEKDKKEUR
    RatePay Rechnung
    RatePay SEPA Lastschrift